Dayspring Financial Solutions, LLC

"The Investor's Choice"

Dayspring Financial Solutions, LLC is in it's 11th year of real estate investing. The company has progressed in the avenues of real estate investing as the need has arisen. The “need for cash” varies from college tuition, settling estates and the desire to pay bills and get out of debt. One of the major factors in our growth was investors becoming uneasy with the stock market, plus the fact that investors with Dayspring receive a much higher return on their money.


Currently, there are three main receivables we provide for investors:

  • Real estate contracts and deeds of trust: The investor "buys the paper" at a discount, which is an existing real estate contract or deed of trust.   The monthly payments are then received by the investor.

  • Simultaneous closings: This allows realtors to be able to complete a sale. On the day of closing, the Dayspring investor buys the discounted contract and the seller receives cash.  This is also known as "table funding".

  • Private commercial loans: This allows for non-conforming properties and non-conforming buyers with “hard to loan” situations to get a loan when banks or other lending companies won’t finance them. These loans would include...buyers purchasing rental property, timberland or raw land for development… ranch refinance or refinance of balloon payments on exiting contracts… foreclosure bailout… construction loans, bridge loans…to name a few.

Dayspring Financial Solutions, LLC has become an alternative funding source that treats every loan situation with creativity and compassion. The people and the circumstances are given individual consideration with a positive attitude for success so everyone involved will benefit from the transaction.

Every time we are contacted by an investor or someone in need of financing, we pray for the Holy Spirit to give us wisdom and direction.


WHAT DOES THIS MEAN FOR YOU AS AN INVESTOR?

  • You can invest your money in a real estate receivable of your choice.

  • You can choose the size and risk level based upon your own evaluation.

  • You don’t have to invest in a “risky stock market.”

  • You don’t have to be paid what a bank chooses to pay you in interest.

  • Your receivables are secured by 1st position contracts and deeds of trust.

  • You maintain a monthly cash flow that can be re-invested into another loan.

  • You can back-out of any receivable with a 90% recapture rate.

  • Each investor has their own contract or loan unless they choose to partner with another investor. Each transaction is unique.


  • Loans carry a fixed interest rate and leave no chance for “windfall ”yield potentials.


  • These receivable give more opportunity for control of terms by the investor.


  • These are set up so that no costs are incurred by the investor except possible foreclosure costs.


  • These receivables carry a possibility of “windfall” yields higher than anticipated.


  • These receivables are bought “as is “ concerning length of contract and terms.


  • Contract collection costs are normally shared by holder and payor.


  • Contracts are currently easier and less expensive to foreclose on if necessary.


COMPARISON OF THE RECEIVABLE TYPES

DISCOUNTED CONTRACTS:

  • These receivables carry a possibility of “windfall” yields higher than anticipated.


  • These receivables are bought “as is“ concerning length of contract and terms.


  • Contract collection costs are normally shared by holder and payor.


  • Contracts are currently easier and less expensive to foreclose on if necessary.


LOANS:

  • Loans carry a fixed interest rate and leave no chance for “windfall” yield potentials.


  • These receivable give more opportunity for control of terms by the investor.


  • These are set up so that no costs are incurred by the investor except possible foreclosure costs.


WHAT CAN YOU EXPECT AS AN INVESTOR?

  • First position real estate receivable with a yield of 8.5 %  or greater.


  • Your transaction closed by an attorney-backed closing agent.


  • Title insurance either owner’s equity or extended ALTA insurance.


  • Escrow company for collection of your receivable.


  • All due diligence performed by Dayspring Financial Solutions, LLC.


  • Receivables tailored to your taste for terms, security and length of contract.


  • A guaranteed 90% buy-back of all receivables that are performing.


  • Minimum interest charges of six to twelve months on loans.


  • Late charges on monthly receivables of 10% in ten days.


  • “Service after the Sale” from Dayspring Financial Solutions, LLC.


  • Loan to value percentages that make you comfortable.


Present Investors for References:

George & Toney Tate - 509.684.5120

George & Norma Stahly - 509.684.4773